Stash Review > Micro-savings 

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Stash Review

What is Stash & how does it work?

Stash started to simplify investing, but their true mission runs deeper. Today, your financial products too often fail you. Stash believes everyone should have access to financial education, technology, and services that help you achieve your life goals. In the past, individual investors had to buy one or more shares of a stock or ETF (exchange-traded fund) to make an investment. If the price of one share was $100, that was the smallest amount an individual investor could buy.

However, it’s now possible for companies like Stash to buy one share, and split it into parts, or fractional shares. So if you want to buy $5 of an ETF or single stock that costs $100 per share, Stash can buy a full share, and have you own just a $5 fraction of that share. That way, you can make small investments as a way to get started, you can invest in a more flexible way, and you can put more of your money to work.

​Stash Fees & Features
Minimum Investment
Stash Fees
​No add-on commissions or trading fees, just $1 per month. And your first month is free.* Stash Retire is $2 per month.
*Balances $5k and over only cost 0.25% a year
Accounts Available
  • Taxable
  • Traditional IRA
  • Roth IRA
Mobile Access
Android APP, iOS APP
Website Access
Stash Summary
Stash Invest could be the perfect investment app for a beginning investor. Its $5 minimum initial deposit removes the single biggest obstacle to investing, which is the initial capital deposit. You can open an account with just $5, then dollar cost average your way to a much larger portfolio. The fact you can diversify your holdings with such a small amount of money is an incredible advantage to the small investor. And Stash provides professional investment advice, including specific investment recommendations. This enables you to be involved in the investment process in a hands-on way; you can learn as you go, always assisted by the advisory service. All Stash accounts are held by its partner Apex Clearing, a registered broker dealer regulated by FINRA. Apex Clearing is a member of SIPC. This means securities in your account are protected up to $500,000 ($250,000 for claims for cash).

​Prosperment highly recommends Stash as one of the most user friendly investment platforms which requires only $5 to get started.

Best For:
  • New Savers
  • Smartphone Users
  • College Students
  • Retirees
  • Goal Oriented Investors
Prosperment Recommended